Portfolio update February 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestate review


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Here is my income for February 2018.

P2P Investments: 

Bondora returned 126,54€ (-5,98€ less than last month)

Twino returned 18,30€ (-1,44€ less than last month)

Swaper returned 60,53€ (+4,76€ more than last month)

Robocash returned 56,40€ (+27,66€ more than last month)

Crowdestate returned 12,09€ (-51,30€ less than last month)

Mintos returned 25,79€ (+11,69€ more than last month)

Real Estate:

First property: 660€

Blog:

Blog returned 84,01€ (-47,89€ less than last month)

Total: 

1.043,66€ (+597,50€ more than last month) which equals
34,79% of my first goal (+19,92% more than last month)

Continue reading “Portfolio update February 2018”

CROWDESTOR review – First impressions


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Introduction

I recently found a new platform called CROWDESTOR. It’s a brand new crowdfunding platform based in Tallinn, Estonia. Continue reading this Crowdestor review to learn more about the company.

Funded projects

Their first project was launched on 14-02-2018 and features a TESLA TAXI Park in Riga. Loan term is 12 months and interest payouts of 17% will be paid on the 5th every month. Principal invested will be returned after 12 months.

You can read a lot more about the project here

I was really impressed with my Taxify experience in Tallinn, Estonia. When I saw a project like this, offering a 17% interest rate and monthly payments, I had to invest in it!

Continue reading “CROWDESTOR review – First impressions”

Portfolio update January 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestate review


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Here is my cash flow update for January 2018.

P2P Investments:

Bondora returned 132,52€ (-12,17€ less than last month)

Twino returned 19,74€ (-83,11€ less than last month)

Swaper returned 55,77€ (-30,66€ less than last month)

Robocash returned 28,74€ (-2,97€ less than last month)

Crowdestate returned 63,39€ (+39,43€ more than last month)

Mintos returned 14,10€ (+1,07€ more than last month)

This gives me a total of 314,26€ (-88,41€ less than last month)
which equals 10,48% of my first goal (-2,94% less than last month)

Those -88,41€ compared to last month are mostly due to the withdrawal on Twino. So everything is fine. Once the income from the rental property is added from next month, the total income will spike to new heights 🙂

Continue reading “Portfolio update January 2018”

Portfolio update December 2017

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestate review


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Monthly cash flow for December

Bondora returned 144,69€ (+13,87€ more than last month)

Twino returned 102,85€ (-16,25€ less than last month)

Swaper returned 86,43€ (+11,00€ more than last month)

Robocash returned 31,71€ (+0,47€ more than last month)

Crowdestate returned 23,96€ (-22,35€ less than last month)

Mintos returned 13,03€ (+0,86€ more than last month)

This gives me a total of 402,67€ (-12,40€ less than last month)
which equals 13,42% of my first goal (-0,42% less than last month) Continue reading “Portfolio update December 2017”

I’m switching from Twino to Mintos

Twino vs. Mintos


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Twino vs. Mintos

Twino has been serving me well over the past 1½ years. I have been able to get a 13.58% Return (XIRR) since I started. About 6 months ago the interest rates started dropping from 13-14% to 12% and now 10-11%. On top of that, the 11% loan availability has been relatively low. If you only use the Auto-Invest setting, often the funds will not be reinvested for several days. I have not been overly happy with that, given the large amount invested. Continue reading “I’m switching from Twino to Mintos”