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Portfolio update May 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestor Crowdestate Grupeer reviews

Hello fellow freedom and wealth seekers!

May was another great month setting a new personal record for me (again).  I’m amazed that the numbers keep rising. Of course, I keep investing so, in theory, income should be following along. But theory doesn’t always match reality and the path to your goals never follow a straight line. The tide goes in and out, there’s ups and downs like in all parts in life. But one thing is sure: We have set our sails and the destination is clear. We might spend the night in a new harbor we didn’t expect to visit, but that’s also what makes the journey interesting isn’t it?

This months growth came mainly from a higher blog income. Thank you so much for being on this journey with me. I really enjoy your company and truly appreciate your support!

Here is my income statement for May 2018.


P2P Investments: 

Platform Return Compared to last month Account value
Bondora -56,58€ -120,43€ 30.379,20€
Twino 16,51€ -0,88€ 1.695,97€
Mintos 62,26€ +4,11€ 5.570,09€
Swaper 81,96€ +4,18€ 9.809,25€
Robocash 80,63€ +29,75€ 6.449,98€
Crowdestate 11,71 -49,45€ 7.330,60€
Crowdestor 89,18 +60,85€ 4.117,51€
Grupeer 1,12€ +1,12€ 2.204,77€
FastInvest 8,45€ +8,45€ 2.108,45
Total 295,24€ -62,30€ 69.665,82€

Real Estate:

First property returned 660€

Blog:

Blog returned 406,38€ (+203,46€ more than last month)

Grand total: 

1.361,62€ (+141,16€ more than last month) which equals
45,39% of my first goal (+4,72% more than last month) Continue reading “Portfolio update May 2018”

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Mintos review – Results after 24 months

Mintos review

This Mintos review is 100% unbiased and based on my own experiences after 2 years of investing.

What is Mintos?

Mintos is a Latvian P2P investment marketplace that connects alternative lending companies with investors all over the world. The platform launched in January 2015 and currently serve 38 loan originators and more than 58.800 investors from 69 countries. Loans worth more than 678 million euro’s have been funded since it’s inception.

Mintos has three offices employing 50 people in Riga, Warsaw and Mexico City, with offices shortly opening in Brazil, Russia and South East Asia. By the end of the year, they plan to double the number of employees.

Mintos is the peer-to-peer lending market leader for continental Europe with a 38% market share according to AltFi Data. Less than 3 years after launching, Mintos reached profitability in 2017 with a revenue of 2.1 million EUR and net profit of 196.000 EUR.

Mintos won AltFi’s “People’s choice award” in 2016 and 2017 and I understand why it’s so popular. I have invested with Mintos since 07.02.2016 and my returns have been very stable and predictable month after month.

Mintos review Mintos review Continue reading “Mintos review – Results after 24 months”

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Portfolio update April 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestor Crowdestate Grupeer reviews

Hello fellow freedom and wealth seekers!

Spring is here, a month has already passed since last update. April was another great month setting a new personal record for me (again). As you can see on the Income history page, things are looking pretty good. This months growth came mainly from a higher blog income. Thank you so much for being on this journey with me, I really appreciate your support!

Here is my income statement for April 2018.

P2P Investments: 

Bondora returned 63,85€ (+12,82€ more than last month)

Twino returned 17,39€ (+0,67€ more than last month)

Swaper returned 77,78€ (-26,86€ less than last month)

Robocash returned 50,88€ (-21,36€ less than last month)

Crowdestate returned 61,16€ (+28,44€ more than last month)

Crowdestor returned 28,33€ (first month with this platform)

Mintos returned 58,15€ (+10,48€ more than last month)

Real Estate:

First property returned 660€

Blog:

Blog returned 202,92€ (+50,96€ more than last month)

Total: 

1.220,16€ (+83,48€ more than last month) which equals
40,67% of my first goal (+2,77% more than last month)

Continue reading “Portfolio update April 2018”

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Grupeer review – Sign up process and first impressions

Grupeer logo - FinanciallyFree.eu

What is Grupeer?

Grupeer is a P2P platform I have been following on the sideline for quite some time now. (Actually, I think it’s more appropriate to call it a P2B platform, as all their loans are to businesses.)

The company was registered in October 2016 and the platform was launched in February 2017. When I found them in September 2017 they only had a small number of investors so I was a bit hesitant to get involved. I chose to put them on the radar and follow them closely for a period of time.

More than 7 months have passed since then. They have grown in size and credibility and proven their existence to the point where I’m ready to invest. More than 1.000 investors have joined at the time of writing. One of my readers often points out that Grupeer is his favorite P2P platform so I’m excited to get started!

Grupeer’s business model is quite similar to Mintos. They are a P2P marketplace where loan originators can offer their pre-funded loans to investors. By doing this, they have more money available to fund new loans so they can leverage their businesses. I won’t go too much into details here, Grupeer has an extensive “How it works” site and a FAQ site that will answer most questions you may have.

Grupeer is planning to release about 2.000.000€ of loans per month in the near future. The current average is approximately 600.000€ per month distributed between 13 different loan originators. More originators will join the platform shortly. No official financial statement has been released yet but you can find more info about their financials here. Continue reading “Grupeer review – Sign up process and first impressions”

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Portfolio update March 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestate review

Hello fellow freedom and wealth seekers!

March was another great month setting a new personal record for me. After hitting 1.000€ last month, I actually expected March to return a little bit less. But the money just keeps pouring in. We are still dealing with relatively small numbers here but I’m really having fun with this money game. As you can see on the Income history page, things are definitely going in the right direction.

Here is my income statement for March 2018.

P2P Investments: 

Bondora returned 51,03€ (-75,51€ less than last month)

Twino returned 16,72€ (-1,58€ less than last month)

Swaper returned 104,64€ (+44,11€ more than last month)

Robocash returned 72,24€ (+15,84€ more than last month)

Crowdestate returned 32,72€ (+20,63€ more than last month)

Mintos returned 47,67€ (+21,88€ more than last month)

Real Estate:

First property returned 660€

Blog:

Blog returned 151,96€ (+78,95€ more than last month)

Total: 

1.136,98€ (+104,32€ more than last month) which equals
37,90% of my first goal (+3,11% more than last month)

Continue reading “Portfolio update March 2018”