Envestio review – Flying to Riga to meet the team

This Envestio review is 100% unbiased and based on my own experiences only.

What is Envestio?

Envestio works in the field of providing bridge financing/equity replacement loans to the owners of investment projects. At the moment, main industries are real estate development, energy production, urban mining, and production of equipment/hardware for crypto-mining.

Envestio started as a private investment fund in 2014 and decided to go public in the end of 2017. A total of 22 projects have been successfully completed. 5 active projects are currently available on the website.

At the time of writing 736 active investors have raised 1.246.273 EUR on the platform. Continue reading “Envestio review – Flying to Riga to meet the team”

Crowdestate Review 2018 – Results after 12 months

Crowdestate review

Crowdestate review

Have you considered putting Real Estate into your portfolio, but struggle to find the capital needed? Or don’t you like the thought of being a landlord where tenants can call you any time of the day? Then Crowdestate could very well be the platform for you. Minimum investment is only 100€.

This Crowdestate review is 100% unbiased and based on my own experiences after 1 year of investing. 

Full disclosure

Everything you will find on the Financially Free blog is presented with full disclosure and transparency. I strip down naked for you and unveil my income and expenses, my investments, my failures and my successes. Talking about money is a taboo for many people. I would like to change that.

My hope is, that you will be able to use my experiences to improve your own economy. Let’s educate each other and share our experiences for our mutual benefit!

Now let’s move on to the Crowdestate review. Continue reading “Crowdestate Review 2018 – Results after 12 months”

Mintos review – Results after 24 months

Mintos review

This Mintos review is 100% unbiased and based on my own experiences after 2 years of investing.

What is Mintos?

Mintos is a Latvian P2P investment marketplace that connects alternative lending companies with investors all over the world. The platform launched in January 2015 and currently serve 38 loan originators and more than 58.800 investors from 69 countries. Loans worth more than 678 million euro’s have been funded since it’s inception.

Mintos has three offices employing 50 people in Riga, Warsaw and Mexico City, with offices shortly opening in Brazil, Russia and South East Asia. By the end of the year, they plan to double the number of employees. Continue reading “Mintos review – Results after 24 months”

Grupeer review – Sign up process and first impressions

Grupeer logo - FinanciallyFree.eu

What is Grupeer?

Grupeer is a P2P platform I have been following on the sideline for quite some time now. (Actually, I think it’s more appropriate to call it a P2B platform, as all their loans are to businesses.)

The company was registered in October 2016 and the platform was launched in February 2017. When I found them in September 2017 they only had a small number of investors so I was a bit hesitant to get involved. I chose to put them on the radar and follow them closely for a period of time.

More than 7 months have passed since then. They have grown in size and credibility and proven their existence to the point where I’m ready to invest. More than 1.000 investors have joined at the time of writing. One of my readers often points out that Grupeer is his favorite P2P platform so I’m excited to get started! Continue reading “Grupeer review – Sign up process and first impressions”


I recently found a new platform called CROWDESTOR. It’s a brand new crowdfunding platform based in Tallinn, Estonia. Continue reading this Crowdestor review to learn more about the company.

Funded projects

Their first project was launched on 14-02-2018 and features a TESLA TAXI Park in Riga. Loan term is 12 months and interest payouts of 17% will be paid on the 5th every month. Principal invested will be returned after 12 months.

You can read a lot more about the project here

I was really impressed with my Taxify experience in Tallinn, Estonia. When I saw a project like this, offering a 17% interest rate and monthly payments, I had to invest in it!

Continue reading “CROWDESTOR Review”