Portfolio update January 2019

Portfolio P2P investments Envestio FastInvest Swaper Robo.cash Twino Mintos Bondora Crowdestor Crowdestate Grupeer reviews

Hello fellow Financial Freedom and Wealth seekers!

We are one month into the new year and it’s time to take a look at our portfolio performance.

I have a feeling that 2019 is going to be huge. I’m not just thinking about my portfolio performance here, but also the lending sector in general. P2P / Crowdlending is getting attention as more and more people learn about this “new” way of investing. It’s not really new, it has been around since 2005 but if you compare it to the stock market it’s quite fresh.

If you listen to the most popular investing media channels though, P2P lending is very rarely mentioned. I think this will change in the coming years. I really enjoy the stability and predictability of peer to peer lending. In my opinion, this way of investing is soooo satisfying compared to watching the value of your stocks go up and down.

Generating a monthly cash flow (that keeps going up!) is not only about stacking coins. Every coin set aside and invested is another step in the direction of freedom. Freedom to spend your time on whatever you value the most!

When you review your portfolio once a month, you see that you’re on the right path. One day, the cash flow of your investments will surpass your monthly expenses and when that happens you can call yourself Financially Free. Knowing that you will reach your goal eventually is extremely satisfying!

Let’s see how far away from financial freedom I am:

Continue reading “Portfolio update January 2019”

Portfolio update June 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestor Crowdestate Grupeer reviews

Hello fellow Financial Freedom and Wealth seekers!

Another month went by and I’m ready to present my portfolio update for the month of June.

This time, I’m having difficulties finding the right words to express myself. All numbers keep going up, and not just by a small amount… I should be thrilled but it almost feels like it’s going too fast. It seems unreal. Let me show you what I mean:

income statement for June 2018. Continue reading “Portfolio update June 2018”

Savings rate – Increase income or save more money?

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Why is savings rate important?

When you are steering towards Financial Freedom it’s fun and satisfying to look at your income raising from month to month. However, income is only a part of the equation. Expenses are just as important. Still, a lot of people choose to neglect this area. Why? It’s obvious… It means cutting down on all the things you’re used to buy for short term pleasure! Who want’s to cut down on fun? We all want to be rich to spend lots of money, right? Continue reading “Savings rate – Increase income or save more money?”