Savings rate – Increase income or save more money?

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Why is savings rate important?

When you are steering towards Financial Freedom it’s fun and satisfying to look at your income raising from month to month. However, income is only a part of the equation. Expenses are just as important. Still, a lot of people choose to neglect this area. Why? It’s obvious… It means cutting down on all the things you’re used to buy for short term pleasure! Who want’s to cut down on fun? We all want to be rich to spend lots of money, right? Continue reading “Savings rate – Increase income or save more money?”

Mintos review – Results after 36 months

Mintos review


This Mintos review is based entirely on my experiences after 3 years of investing. Always do your own research.


What is Mintos?

Mintos is a Latvian P2P investment marketplace that connects alternative lending companies with investors all over the world. The platform launched in January 2015 and currently serve 59 loan originators and more than 100 000 investors from 73 countries. Loans worth more than 1.5 billion euro’s have been funded since it’s inception.

Mintos has three offices employing 51 people in Riga, Warsaw and Mexico City, with offices shortly opening in Brazil, Russia and South East Asia. By the end of the year, they plan to double the number of employees. Continue reading “Mintos review – Results after 36 months”

Portfolio update April 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestor Crowdestate Grupeer reviews


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Hello fellow freedom and wealth seekers!

Spring is here, a month has already passed since last update. April was another great month setting a new personal record for me (again). As you can see on the Income history page, things are looking pretty good. This months growth came mainly from a higher blog income. Thank you so much for being on this journey with me, I really appreciate your support!

Here is my income statement for April 2018. Continue reading “Portfolio update April 2018”

Portfolio update March 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestate review


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Hello fellow freedom and wealth seekers!

March was another great month setting a new personal record for me. After hitting 1.000€ last month, I actually expected March to return a little bit less. But the money just keeps pouring in. We are still dealing with relatively small numbers here but I’m really having fun with this money game. As you can see on the Income history page, things are definitely going in the right direction.

Here is my income statement for March 2018. Continue reading “Portfolio update March 2018”

Portfolio update February 2018

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestate review


Disclosure: All links to products and services mentioned on FinanciallyFree.eu are affiliate links. If you go through them to sign up for a service I will earn a commission. Sometimes you will receive a bonus too.


Here is my income for February 2018.

P2P Investments: 

Bondora returned 126,54€ (-5,98€ less than last month)

Twino returned 18,30€ (-1,44€ less than last month)

Swaper returned 60,53€ (+4,76€ more than last month)

Robocash returned 56,40€ (+27,66€ more than last month)

Crowdestate returned 12,09€ (-51,30€ less than last month)

Mintos returned 25,79€ (+11,69€ more than last month)

Real Estate:

First property: 660€

Blog:

Blog returned 84,01€ (-47,89€ less than last month)

Total: 

1.043,66€ (+597,50€ more than last month) which equals
34,79% of my first goal (+19,92% more than last month)

Continue reading “Portfolio update February 2018”

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