Dear fellow investors, friends, family and future self.
March has arrived and spring is just around the corner. I can’t wait to feel the heat of the sun and walk barefoot outside!
I’m in the process of revamping this blog. My goal is to provide better value with less information. As I’m investing more and more into equities that doesn’t produce monthly cash flow, I think it makes sense to track my net worth instead of cash flow. This will also give you full insight into my economy including cash and stocks. My first goal is to reach 1 000 000€.
I will soon create a table which shows all my stocks, incl. buy date, buy price, ticker, exit date etc. Until then, make sure to follow me on Twitter @FinanciallyFr33 to get alerts when I make changes to my stock portfolio.
Some good news: Investment property #3 will be added to my portfolio on March 15th.
Many of you have asked how I find trading ideas and stocks to invest in. One of my most reliable sources has been InTheMoneyStocks*, which I have been following since 2015. Not many companies can show a verified track record* like theirs.
I also follow different people on Twitter, YouTube and investment forums like valueinvestorsclub.com
With the introduction out of the way, let’s move on to the numbers from last month:
Income statement: February 2021
| Crowdlending | Income | Invested | Value |
| Bondora* | -178.12€ | 7 019€ | 5 965€ |
| Bulkestate* | 0€ | 1 778€ | 2 757€ |
| Crowdestate* | 0.05€ | 5 012€ | 6 117€ |
| Crowdestor* | 1 044.50€ | 70 036€ | 86 756€ |
| Mintos* | 207.36€ | 17 660€ | 26 051€ |
| PeerBerry* | 89.75€ | 6 000€ | 7 367€ |
| ReInvest24* | 6.89€ | 1 000€ | 1 109€ |
| Robocash* | 123.35€ | 6 281€ | 10 296€ |
| Swaper* | 132.51€ | 7 000€ | 12 536€ |
| Viventor* | 8.57€ | 4 576€ | 5 981€ |
| 1 434.86€ | 126 365€ | 164 937€ | |
| Real Estate | Income | Invested | Value |
| Property #1 | 380€ | 18 080€ | 44 482€ |
| Property #2 | 1 167€ | 61 200€ | 65 646€ |
| Property #3 | |||
| 1 547€ | 79 280€ | 110 128€ | |
| Stocks (DEGIRO*) | 47 760€ | 130 084€ | |
| Cash | 70 944€ | ||
| Total | 2 981.86€ | 253 405€ | 476 093€ |
Notes:
- I wrote off and removed Grupeer and Wisefund even through they’re not technically declared bankrupt or identified as scams by the police. I’ll let you know if there’s any progress in the recovery.
- I removed FastInvest. I don’t have any active investments with them anymore.
- XIRR calculation was removed to optimize mobile viewing experience.
- Investments in stocks from 24.3.2020 to 10.02.2021 was 95 010€. I recently withdrew 47 250€ for the down payment of the 3rd property, which is now sitting in cash.
Individual crowdlending charts
To shorten the monthly update, I removed the individual crowdlending charts. However, they’re still available and updated every month! Find them in the top menu.
Daily interest on your bitcoin
FreeBitco.in* (operating since 2013) is the most trusted bitcoin faucet site in the world. It pays up to 5.10% interest rate on your bitcoin balance! You can also grow your balance with freerolls and free daily spins.
Best European stock broker?
I buy my stocks and trade on DEGIRO*, which I consider the best and cheapest no-bullshit broker in Europe. If you use this link* to sign up we will both receive a 20€ in transaction reimbursement (fee deduction).
Free EUR bank account with no fees
Do you live in Denmark, Poland or Sweden? Having an N26* bank account will save you from currency exchange fees when dealing with euros!
I use N26 to transfer to and from my investments. It even comes with a free debit MasterCard. N26 is by far my favorite banking provider!
That’s it for this month!
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