Visiting Bondora’s office in Tallinn

Last week I traveled to Tallinn, Estonia to visit Bondora. I brought my mom who also invested in Bondora. Visiting a company always gives a better impression of your investment decision. Most of my questions had already been answered on email beforehand but we got a chance to meet and greet the people working there which I highly appreciate.

We traveled with airBaltic from Denmark, through Riga to Tallinn. During the visit we were staying at the TALLINK Spa & Conference Hotel, located in the old town of Tallinn. It’s a nice hotel with a very good breakfast buffet and a wonderful Spa area.

TALLINK Spa & Conference Hotel

Continue reading “Visiting Bondora’s office in Tallinn”

Portfolio update December 2017

Portfolio P2P investments Swaper Robo.cash Twino Mintos Bondora Crowdestate reviewMonthly cash flow for December

Bondora returned 144,69€ (+13,87€ more than last month)

Twino returned 102,85€ (-16,25€ less than last month)

Swaper returned 86,43€ (+11,00€ more than last month)

Robocash returned 31,71€ (+0,47€ more than last month)

Crowdestate returned 23,96€ (-22,35€ less than last month)

Mintos returned 13,03€ (+0,86€ more than last month)

This gives me a total of 402,67€ (-12,40€ less than last month)
which equals 13,42% of my first goal (-0,42% less than last month) Continue reading “Portfolio update December 2017”

I’m switching from Twino to Mintos

Twino vs. Mintos

Twino vs. Mintos

Twino has been serving me well over the past 1½ years. I have been able to get a 13.58% Return (XIRR) since I started. About 6 months ago the interest rates started dropping from 13-14% to 12% and now 10-11%. On top of that, the 11% loan availability has been relatively low. If you only use the Auto-Invest setting, often the funds will not be reinvested for several days. I have not been overly happy with that, given the large amount invested. Continue reading “I’m switching from Twino to Mintos”